From personal experience living in the US: They'll literally cast it on "personal responsibility". A key roadway out of order, bus being 3 hours late, you smelling like arse because walking 15 kilometers because of said bus to work when its +40C outside, backlog of traffic due to an accident (Fun fact: North Dallas was in gridlock for several hours because a tanker truck tipped over the interstate, blocking it), hostage situation, etc. Time to get scolded by your boss.
From personal experience living in the US: They'll literally cast it on "personal responsibility". A key roadway out of order, bus being 3 hours late, you smelling like arse because walking 15 kilometers because of said bus to work when its +40C outside, backlog of traffic due to an accident (Fun fact: North Dallas was in gridlock for several hours because a tanker truck tipped over the interstate, blocking it), hostage situation, etc. Time to get scolded by your boss.
edit: i wrote personal experience