The other half tends to be stuff like random people, or some "punishment" for some perceived transgression or whatever. But it's fucking insane how often it does just start with not being able to afford basic medical care.
Just realized that as I watched Cinema Summery on "Would You Rather" where he's basically like yeah she has no choice but to join.
Reminds me of how after like the first season of Pawn Stars they just started pre-screening and staging all of the interactions because it looked bad when 90% of the people going to the store were very obviously desperate for money and had no chance in hell of ever getting their possessions back.