I don't know, this sounds like bullshit. Yes the various office bureaucrats we deal with in ordinary day-to-day life might treat a scribble in pen as a super magic unbreakable oath (whereas a digital scribble that I can sort out when I'm on the bus is somehow totally untrustworthy garbage), but surely this "I signed with a keyboard and not with a pen" excuse wouldn't stand up in a small claims court. The judge or arbitrator or whatever would tell you that this sort of technicality doesn't mean shit. The only reason the debt collectors might leave this redditor alone for a bit is because they can't be fucked getting a judge involved just yet and/or they're even stupider than the redditor is.
I think you’re right, but when it comes to debt collectors from what I understand you can often make it such a pain in the ass for them to get it that they decide it’s not worth paying someone to do the work. Going to a judge, finding original files (especially if your debt has been sold to different firms several times), and double checking laws all take labor, and labor costs money.
Very interestingly, when my father passed away, he had lots of college debt in his name. I think when he signed it, he also added my mom's signature to it as well. When he died, they tried to come after my mom for the loan, but she somehow proved that she never signed for it, and it was discharged.
I don't know, this sounds like bullshit. Yes the various office bureaucrats we deal with in ordinary day-to-day life might treat a scribble in pen as a super magic unbreakable oath (whereas a digital scribble that I can sort out when I'm on the bus is somehow totally untrustworthy garbage), but surely this "I signed with a keyboard and not with a pen" excuse wouldn't stand up in a small claims court. The judge or arbitrator or whatever would tell you that this sort of technicality doesn't mean shit. The only reason the debt collectors might leave this redditor alone for a bit is because they can't be fucked getting a judge involved just yet and/or they're even stupider than the redditor is.
I think you’re right, but when it comes to debt collectors from what I understand you can often make it such a pain in the ass for them to get it that they decide it’s not worth paying someone to do the work. Going to a judge, finding original files (especially if your debt has been sold to different firms several times), and double checking laws all take labor, and labor costs money.
Very interestingly, when my father passed away, he had lots of college debt in his name. I think when he signed it, he also added my mom's signature to it as well. When he died, they tried to come after my mom for the loan, but she somehow proved that she never signed for it, and it was discharged.
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