I'll start: it wasn't too long ago that one wasn't expected to pay out of one's coked up nose for programs (apps). One used to be able to buy a thing and then own the thing. Vacuum cleaners. Video games. Photoshops. Now one has to sign up for it, enter one's credit card info and fucking pay monthly for some harebrained "service."
And I blame all of you. Probably 9/10ths of you are on apple products and/or are locked into absolutely insane digital ecosystems and you all laid down and took it. All of you fucking libs. You took it, you normalized it, and fuck all of you.
Blaming the inevitable outcome of capitalism on the common people being stupid is a very Louis CK thing to do.