Figuring out how to survive, manage funds, and not become parasites while understanding that many people really are broke as shit, sounds good.
But I don't know if I want a comm of financially comfortable lefties who genuinely don't understand that many people either don't have 401ks, or don't have enough money to buy into it.
I don't know if I want to get into a poverty Olympics sort of discussion, at all, because hurting less is still hurting, I know, and especially with a site admin, because if/when I get banned, I want it to be for something funny. But 3% for me, both wouldn't get me very much, even when matched, and would hurt, because my "discretionary" income does a lot of heavy lifting, in addition to little luxuries, as the "any food beyond beans and rice" income, the "stocking up the freezer when stuff is on sale" income, and the "saving a little extra for the next personal financial emergency that will inevitably happen, but I don't know when or how" income.
A lot of the time, normie financial advice has resulted in them recommending I do things I'm simply unable to do. Right now, I'm still low on the rungs of the socioeconomic ladder, but I'm finally able to do things like buy in bulk, pay for a warehouse membership, buy better stuff that lasts longer, etc, that I used to not be able to.
However, there was a time where I just didn't have the $40 a year for the opportunity to spend $20 for $30 worth of product, or even purchase the chest freezer needed to store it. And people just couldn't grasp it.
I guess it all depends on if there's enough failsafes to prevent capitalists who think it's okay to behave exactly like capitalists as long as they label themselves as "accelerationists" from swarming in.
If people can get in, get out, and pay off their debt, fix their cars, help their situations, and the comm turns into tips on managing money, and assistance programs that people may be unaware of that's good.
If it's a constant wave of "_____ is the next GME!" posts, that's bad.
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Figuring out how to survive, manage funds, and not become parasites while understanding that many people really are broke as shit, sounds good.
But I don't know if I want a comm of financially comfortable lefties who genuinely don't understand that many people either don't have 401ks, or don't have enough money to buy into it.
"financially comfortable lefties"
401ks arent just for financially comfortable people
i put in like 3% of my check because my company matches it and thats it, i aint financially stable at all
I don't know if I want to get into a poverty Olympics sort of discussion, at all, because hurting less is still hurting, I know, and especially with a site admin, because if/when I get banned, I want it to be for something funny. But 3% for me, both wouldn't get me very much, even when matched, and would hurt, because my "discretionary" income does a lot of heavy lifting, in addition to little luxuries, as the "any food beyond beans and rice" income, the "stocking up the freezer when stuff is on sale" income, and the "saving a little extra for the next personal financial emergency that will inevitably happen, but I don't know when or how" income.
A lot of the time, normie financial advice has resulted in them recommending I do things I'm simply unable to do. Right now, I'm still low on the rungs of the socioeconomic ladder, but I'm finally able to do things like buy in bulk, pay for a warehouse membership, buy better stuff that lasts longer, etc, that I used to not be able to.
However, there was a time where I just didn't have the $40 a year for the opportunity to spend $20 for $30 worth of product, or even purchase the chest freezer needed to store it. And people just couldn't grasp it.
3% of my old wages would have meant i don't get to eat for a few days a month
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Eh, perhaps.
I guess it all depends on if there's enough failsafes to prevent capitalists who think it's okay to behave exactly like capitalists as long as they label themselves as "accelerationists" from swarming in.
If people can get in, get out, and pay off their debt, fix their cars, help their situations, and the comm turns into tips on managing money, and assistance programs that people may be unaware of that's good.
If it's a constant wave of "_____ is the next GME!" posts, that's bad.
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I'm also kinda shooting from the hip as well right now.
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