I really hope no one here would be that irresponsible. Propaganda of the Deed is at its best when organizing local mutual aid groups, not when doing adventurist shit. Historically these things just do not work. They do not spur the working class to action. They do not inspire revolution. Quite the opposite

Yeah his full legal name is publicly available. He’s famous for being the guy who runs KF and even if the site shut down, his name would be forever tied to screenshots of him gratuitously using the N word with his dumb face right next to it. In other words, if he can’t make this site work, he’s probably getting sued into oblivion anyway and his life is over

Still happens all the time. I dunno if Billie Eilish is 18 yet but there are NSFW subreddits dedicated to her

One of my favorite :kelly:s in a while

This is intensely fucking based

Weird. Maybe I’m thinking of some other pixel art thing. Statement retracted

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Huh. I just grew up in western NY and every time someone describes the Midwest, I feel like I recognize almost all of it from there. Way more so than most NY stereotypes which come from further upstate or the city. My mom talks about lutefisk all the time. I’ve just never had it because it sounds gross.

Robert Moses was a lich and his phylactery is a time stone which is part of the Times Square Ball drop. He got involved with some dealings trafficking souls for both Hell and Fae and was ultimately smited by The Questing Blade while unleashing a celestial paragon on the city

dump cakes

:thicc-trump:

Isn’t lutefisk Swedish?

:soypoint-1: :hexbear-retro: :soypoint-2:

Combine this with David Feldman’s “I’m a lefty from way back” bit

This will be the 4th bodega struggle I have witnessed on this site

Maybe in NYC this is true, but not in the rest of the state. Actually Upstate NY feels Midwest-y in a lot of ways

Are these American Football lyrics?

I would be treated better by my coworkers if I were suspected of beating my wife than if I were suspected of being a communist. I know this because at my last job I was fired shortly after that got out while an old coworker, who was convicted on domestic violence charges a few years ago, just got promoted.

If you’re a good enough communist you’ll be put in a literal gulag or more likely just be shot

Info dumping about credit because my parents didn’t teach me any of this shit and I spent years watching my peers get shit more or less for free while I struggled because generational poverty sucks ass.

There are 3 main bureaus and 2 smaller bureaus who all gather credit-related data on you. All of them are private institutions. That data is separate from their credit scores, which are all calculated with separate proprietary formulas. Many lenders, rather than pay to use the proprietary formula, will create their own formulas which they can plug data they receive from any combination of the bureaus into. And sometimes they will pull from additional sources like background checks.

What you can do is target the different categories of data, which are weighted the same in all the averages (or at least similar in most of them, idk). Utilization rate and credit diversity are weighted the most iirc.

There’s a lot of stuff you can do to boost a credit score arbitrarily. Age of credit is huge. My kid turns 13 soon and I’ve been saving up to get them a $500 secured credit card (so I give the bank $500 and they’ll give my kid a credit card with a $500 limit). They wanna put a couple twitch subscriptions on it and pay it off every month, which is doable. Then we basically put the card in a box and put it up and out of sight. Around the time they start driving we’ll try and find a car with a manageable payment and put it in their name. With how the car market has been lately, finding a beater in a private sale is increasingly difficult and they’ve gotta get to work, so this is the way to go anyway.

By the time they’re 21, they’ll have made the same choices I did (put some bullshit hobby stuff on a credit card you probably shouldn’t have and buy an overpriced car on payment), but instead of 2 repossessions and a long list of blocked debt collectors, they could feasibly have an 800+ credit score. And it won’t even take a lot of extra effort on my part. Saving $500 sucked, but it’ll just be a single afternoon of my time and a few extra prompts to make sure their ADHD ass isn’t getting behind on payments. That’s really all I needed but I had to learn all my ADHD strategies on my own. How my parents functioned for 70 years with severe unmedicated ADHD and no alarm or list system is beyond me. I guess the answer is a mix of alcoholism and “they didn’t”

Fuck TransUnion. You can’t just name your company after two of my favorite things and then use it to stop me from getting a car